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| Conforming loans – or mortgages that follow government-sponsored enterprise (Fannie Mae and Freddie Mac, regulated by the Federal Housing Finance Agency) rules – have increased to $424,100 for single–family homes in most of the country. That’s a boost from the $417,000 limit in place since 2006. The limit is also increasing in more expensive markets, such as San Francisco and New York City, to $636,150. The previous cap was $625,500. The Housing and Urban Development and Veterans Affairs departments recently announced the boost in light of rising home prices.1 |
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